AccountsBusiness plans & start-upsBusiness TransferCommercial MortgagesCorporation TaxFormation of companies
& LLP
Funding RaisingMergers & AcquisitionPersonal TaxPayrollFinancial Services Our fee structure

Budget 2010

The Government proposes the following measures under this heading:
personal allowance for those aged under 65 up by £1,000 to £7,475 in 2011–12;
capital gains tax rate increased to 28 per cent for higher rate and additional rate taxpayers;
10 per cent rate for entrepreneurial business activities extended from the first £2 million to the first £5 million of qualifying gains made over a lifetime;
working with local authorities in England to implement a council tax freeze in 2011–12;
bank levy to be introduced from January 2011;
basic state pension to be uprated by increase in earnings, prices or 2.5 per cent, whichever is highest, from April 2011;
tax credit eligibility reduced for families with household income above £40,000 from April 2011;
pensions tax relief annual allowance reduced from April 2011; and
benefits to be indexed by CPI instead of RPI from April 2011.

Rates & Allowances
This notice sets out the main changes to rates and allowances in the tax year 2010–11 and 2011–12.
With regard to indirect tax:
the standard rate of VAT will increase to 20 per cent with effect from 4 January 2011;
the reduced rate of 5 per cent remains unchanged;
the sectoral rates for the VAT flat rate scheme will be updated; and
the standard rate of insurance premium tax will increase to 6 per cent and the higher rate to 20 per cent from 4 January 2011.
With regard to income tax:
the personal allowance for the under-65s will remain at £6,475 in 2010–11 but will be increased to £7,475 in 2011–12;
the basic rate limit for income tax will be reduced in 2011–12, the exact amount of reduction to be confirmed in the autumn but based on current RPI estimates to be £2,500; and
the higher rate threshold for 2011–12 is to be confirmed in the autumn.
With regard to NICs:
the starting point at which employers start to pay NICs will increase by £21 per week above indexation from April 2011;
the upper earnings limit and the upper profits limit will maintain alignment with the income tax higher rate threshold;
the rate for employees' NICs below the Upper Earnings Limit will increase to 12 per cent for 2011–12 and to two per cent for earnings above it;
the rate for employers' NICs will increase to 13.8 per cent for 2011–12;
the reduced rate married women between primary threshold and upper earnings limit is 4.85 per cent for 2010–11 and 5.85 per cent for 2011–12;
the rate of Class 4 contributions for profits below the Upper Profits Limit will increase to 9 per cent for 2011–12 and to two per cent for profits above that limit;
the figure for Class 2 contributions for 2011–12 will be determined by data available in the autumn.
With regard to benefits, the state pension and tax credits:
benefits, tax credits and public service pensions will be price indexed by reference to the consumer price index from April 2011;
the state pension will be uprated by the highest of the increase in earnings, prices (using the CPI) and 2.5 per cent from April 2011, although it will be increased by at least the equivalent of the RPI in April 2011;
the standard minimum income guarantee in pension credit will increase in April 2011 by the cash rise in a full basic state pension;
the child element of the child tax credit will increase by £150 above CPI in April 2011 and the baby element will be removed;
income thresholds and withdrawal rates are reduced for 2011–12 to become: first withdrawal rate 41 per cent; second income threshold £40,000; second withdrawal rate 41 per cent; income disregard £10,000; and
child benefit will be frozen for three years from 2011–12.
With regard to business and financial services taxes:
the main rate of corporation tax will be 27 per cent in 2011–12, 26 per cent in 2012–13, 25 per cent in 2013–14 and 24 per cent in 2014–15;
the small profits rate will be 20 per cent from April 2011; and
a bank levy will be introduced effective from 1 January 2011 based on banks' balance sheets at a proposed rate of 0.07 per cent, with an initial lower rate of 0.04 per cent in 2011.
With regard to capital gains tax:
the rate will rise from 18 per cent to 28 per cent for higher and additional rate taxpayers from 23 June 2010; and
entrepreneurs’ relief lifetime limit of gains will rise to £5 million from 23 June 2010.
With regard to excise duties:
cider duty rates will be reduced from 30 June 2010; and
landline duty will not be implemented.


PN03 Tackling tax avoidance
The Government intends to take a more strategic approach to the risk of avoidance to prevent increasing complexity and reduce the need for frequent legislative change but will continue to shut down avoidance schemes as they emerge.
Anti-avoidance measures announced in the Budget include:
an extension with immediate effect to the rules dealing with the derecognition of loan relationships and derivative contracts;
a measure having immediate effect to prevent avoidance involving authorised investment funds;
examination of the possible introduction of a general anti-avoidance rule;
consultation on bringing inheritance tax on trusts within the disclosure of tax avoidance schemes regime;
examination of possible further changes to the stamp duty land tax rules on high value property transactions;
confirmation that employer financed retirement benefit schemes come within the March 2010 Budget measures announced to tackle the use of trusts to reward employees, the legislation to take effect from April 2011;
confirmation that, with immediate effect, the anti-avoidance measure to prevent life insurance companies from manipulating previously unrecognised profits will also have effect where life insurance business is transferred to another company; and
confirmation that anti-avoidance rules announced at the March 2010 Budget to counter the manipulation of the consortium relief rules will take effect from the date of the publication of draft legislation.


BN01 The personal allowance, basic rate limit and National Insurance thresholds for 2011–12
The following changes will apply for 2011-12:
the personal allowance for those aged under 65 will be £7,475;
the basic rate limit will be reduced by an amount to be confirmed once the Retail Prices Index (RPI) for September 2010 is known;
the NIC Upper Earnings/Profit Limit (UEL/UPL) will be reduced to maintain alignment with the income tax higher rate threshold; and
the NIC secondary threshold will be increased by an extra £21 per week above indexation, calculated once the RPI for September 2010 is known.
The reduction in the basic rate limit is intended to ensure that higher rate taxpayers do not benefit from the increase in the personal allowance.


BN02 Corporation tax main rates
The main rate of corporation tax for companies with profits other than ring fence profits will be as follows:
from 1 April 2011, 27 per cent;
from 1 April 2012, 26 per cent;
from 1 April 2013, 25 per cent; and
from 1 April 2014, 24 per cent.
The main rate for companies with ring fence profits will remain at 30 per cent.


BN03 Corporation tax small profits rates
The small profits rate of corporation tax for companies with profits other than ring fence profits will be 20 per cent from 1 April 2011.
The small profits rate for companies with ring fence profits will remain at 19 per cent.


BN04 Capital allowances: rate and annual investment allowance changes
With effect from April 2012, the rates of writing-down allowances (WDAs) on plant and machinery will be reduced from 20 per cent to 18 per cent per annum for expenditure allocated to the main rate pool, and from 10 per cent to 8 per cent per annum for expenditure allocated to the special rate pool. Where a chargeable period straddles the change date (1 April 2012 for corporation tax or 6 April 2012 for income tax), hybrid rates will apply, calculated by reference to the proportions of the period falling before and after the change date.
The existing capital allowances treatment for oil and gas ring fence activities will be retained.
In another measure to take effect from April 2012, subject to transitional provisions, the maximum amount of the annual investment allowance (AIA) will be reduced from £100,000 to £25,000. Draft legislation will be published in good time before April 2012.


BN05 Zero-emission goods vehicles: 100 per cent first-year allowances
As previously announced (March 2010 Budget BN42), a new 100 per cent first-year allowance is to be given to businesses that purchase brand new zero-emission vehicles. The intention now is to introduce the measure as soon as possible after the summer recess.
The new allowances will be available for expenditure incurred in the period of five years beginning on 1 April or 6 April 2010 (for corporation tax and income tax respectively). The amount of expenditure that will qualify will be limited to €85 million per undertaking over the five-year period.
A zero-emission goods vehicle will be one that cannot under any circumstances produce CO2 emissions when driven. It must be of a design primarily suited to the conveyance of goods or burden (broadly speaking, a van rather than a car). The normal exclusions for leased assets will apply, as well as the other general exclusions specified in the legislation for the purposes of the first-year allowance rules.
Various very specific exclusions will also apply to comply with State Aid rules.


BN06 Capital distributions
The distribution exemption rules at CTA 2009, Pt. 9A will be amended to remove the requirement that distributions must be of an income nature. As a result, distributions of a capital nature received by companies will not be prevented from falling within the exemption regime solely by virtue of being capital in nature. This measure will apply with effect for distributions made on or after 1 July 2009, and so retrospectively, unless the recipient company elects otherwise.
It will also be made clear that distributions made out of reserves arising from a reduction in capital are distributions for these purposes. This will have full retrospective effect except where the distribution is made by a non-UK resident company, in which case it will apply with effect for distributions made on or after 1 July 2009, or where the recipient company elects otherwise.
This measure was previously announced as BN05 of the first 2010 Budget.


BN07 Relief for interest: amendments to the worldwide debt cap legislation
Fourteen separate changes are to be made to the worldwide debt cap rules, including:
ensuring that where a UK figure is being compared with a worldwide figure, the same amount is included in both figures in respect of the same borrowing;
excluding certain securitisation companies; and
ensuring that long-term arrangements that have the economic effect of loans are taken into account for the gateway test.
The legislation will apply to periods of account of the worldwide group beginning on or after 1 January 2010 except in the case of (3) above, where groups may elect for the change to apply prospectively.
This measure was previously announced as BN06 of the March 2010 Budget.


BN08 Research and development tax relief
It is a condition of the research and development (R&D) tax relief rules applying to small or medium-sized enterprises that any intellectual property derived from the R&D must be owned by the company making the claim. As previously announced (2009 Pre-Budget Report PBRN06), this condition is to be abolished with effect for any expenditure incurred on R&D in an accounting period ending on or after 9 December 2009.


BN09 Oil and gas fiscal regime
As previously announced (2009 Pre-Budget Report PBRN03 and March 2010 Budget BN08), a number of changes are to be made to the package of measures introduced by the Finance Act 2009 to provide support through the UK Oil and Gas fiscal regime. The changes include:
widening the relief applying where disposal proceeds are reinvested in new oil trade assets (applying with effect for disposals made on or after 24 March 2010);
ensuring that reinvestment relief applies as intended in a group context (applying to disposals made on or after 22 April 2009);
extending the rules applying to prevent chargeable gains arising on the swap of UK/UKCS licences in some circumstances (applying with effect for disposals made on or after Budget Day 2011);
extending the field allowance to investment in fields that have previously been decommissioned (applying to fields whose development is authorised on or after 22 April 2009); and
reducing the field allowance thresholds to qualify as an ultra-high pressure/high-temperature field (applying by way of an Order to be introduced before 29 July 2010).


BN10 Enterprise management incentives
As previously announced (BN13 of the March 2010 Budget), new legislation will amend the requirement that a company granting enterprise management incentives (EMI) options to its employees must operate wholly or mainly in the UK. A company granting EMI options will be required instead to have a permanent establishment in the UK.
The intention is to include the legislation in a Finance Bill to be introduced as soon as possible after the summer recess. It will have effect in relation to EMI options granted on or after the date on which that Bill receives Royal Assent.


BN11 Venture capital schemes
As previously announced (March 2010 Budget BN11), new legislation will make changes to the enterprise investment scheme (EIS) and venture capital trust (VCT) scheme agreed with the European Commission as a condition for their approval by the Commission as approved State aids. The intention now is to include the legislation in a Finance Bill to be introduced as soon as possible after the summer recess. It will take effect from a date to be appointed.
For VCTs only:
the current requirement that the shares making up a VCT's ordinary share capital be included in the official UK list throughout the relevant accounting period will be replaced with a requirement that the shares be admitted for trading on any EU-regulated market;
the current requirement that at least 30 per cent of the VCT's qualifying holdings is represented throughout the relevant accounting period by holdings of eligible shares will be increased to 70 per cent, but the definition of eligible shares will change to allow VCTs to include shares which may carry certain preferential rights to dividends.
For EIS and VCTs:
the new legislation will exclude shares in a company from qualifying if it is reasonable to assume that the company would be treated as an enterprise in difficulty for the purposes of the European Commission's Rescue and Restructuring Guidelines;
the current requirement that there is a qualifying trade carried on wholly or mainly in the UK will be replaced for shares issued on or after the commencement date with a requirement that the company issuing the shares must simply have a permanent establishment in the UK.
Regulations will also be made at this time to update SI 2004/2199 to reflect the new conditions concerning eligible shares.


BN12 Film tax relief: multi year claims
As previously announced (2009 Pre-Budget Report PBRN07), an unintended anomaly in the film tax relief rules is to be corrected. The anomaly can affect a company's claimable tax credit where it produces films over one or more accounting periods and incurs some overseas expenditure. The proposed revision will be to adjust the way in which the amount surrenderable for tax credit is calculated.
This measure will have effect for accounting periods ending on or after 9 December 2009 and will be treated for those periods as always having had effect.


BN13 Changes to the rules on the deduction of income tax deducted at source
It is proposed to introduce a power for HMRC to make regulations to amend the existing legislation in the Income Tax Act 2007 which governs when and how income tax deducted at source from interest, patent royalties or other annual payments should be accounted for by individuals and non-corporate bodies.
The legislation granting this power is to be included in a third Finance Bill to be introduced after Parliament's summer recess.


BN14 Consortium relief
In certain circumstances, a member of a consortium (the link company) can transfer its share of the consortium's unused losses to another member of its group. The rules are to be extended to allow any company established within the European Economic Area to be a link company (currently, only UK-resident companies can be link companies). At the same time, a further restriction is to be placed on the maximum amount of losses which can be claimed.
This measure will have effect for accounting periods commencing on or after the date that the legislation is published (expected to be after Parliament's summer recess).


BN15 Life insurance companies: changes to tax rules
The tax rules applying to life insurance companies are to be amended:
to ensure that an unintended tax charge does not arise where a UK life insurance company transfers long-term insurance business to a non-EEA overseas company (applying for transfers of business taking place after 22 June 2010);
to ensure a consistent basis of taxation where life insurance business ceases to be carried on in the UK through a UK company and starts to be carried on by a UK branch of a company resident elsewhere in the EEA (applying with effect for periods of account beginning on or after 1 January 2011); and
to prevent manipulation to avoid tax on previously unrecognised profits where life insurance business is transferred to another company (applying to transfers of business on or after 24 March 2010).


BN16 Corporation tax avoidance: authorised investment funds
Where a corporate investor receives a dividend distribution from an authorised investment fund (an AIF), and part of that distribution is derived from taxable income in the hands of the AIF, the distribution carries with it a deemed tax credit. This ensures that the correct rate of corporation tax is paid taking into account tax paid by the AIF. Changes to be effective from 22 June 2010 will be made to ensure that a corporate investor cannot make use of an AIF to create a UK tax credit where UK tax has not been paid.


BN17 Loan relationships: anti-avoidance
In most cases, a company's taxable profits and losses from its loan relationships and derivative contracts are based on the amounts shown in the accounts. Where accounting practice allows a loan relationship, etc. to be derecognised, tax rules can override the accounting practice and require the profits and losses to be calculated as if the asset had been fully recognised. In order to target schemes whereby profits are said to fall out of account as a result of the derecognition of a loan, etc., the circumstances in which the tax rules apply are to be extended to include:
where derecognition arises as a result of the acquisition or variation of a capital interest in a company, partnership or trust; or
where derecognition is triggered by an event that occurs in a later accounting period.
The changes described above will have effect for credits and debits arising on or after 22 June 2010.


BN18 UK Real Estate Investment Trusts and stock dividends
A UK Real Estate Investment Trust (a REIT) must meet a distribution requirement, meaning that it must distribute, for each accounting period, 90 per cent of the profits from its property rental business by way of a dividend. As previously announced in the March 2010 Budget (BN22), the rules will be amended so that stock dividends can be taken into account for the purposes of this requirement. The recipients of stock dividends will be taxed in the same way as if they had received the distributions in cash.
Legislation will be included in a Finance Bill to be introduced after Parliament's summer recess. It is intended to have effect for distributions made on or after the date that the Bill receives Royal Assent.


BN19 Insurance premium tax: increase in the standard rate and higher rate
From 4 January 2011, the standard rate of IPT rises from five per cent to six per cent and the higher rate of IPT rises from 17.5 per cent to 20 per cent.


BN20 Capital gains tax: rates and entrepreneurs’ relief
With effect for disposals on or after 23 June 2010, an additional rate of capital gains tax of 28 per cent is introduced.
In the case of individuals, the current rate of 18 per cent will remain payable where the total of the individual's income and chargeable gains for the tax year do not exceed the upper limit for the income tax basic rate band. Where, however, that total exceeds the limit, the excess, to the extent that it comprises chargeable gains (taken as the top slice of that total) is charged at 28 per cent. In arriving at the total of income and chargeable gains, any gains realised on disposals in the period 6 April to 22 June 2010 are ignored; these remain taxable at 18 per cent.
Chargeable gains arising to trustees and personal representatives on disposals on or after 23 June 2010 will be charged at 28 per cent.
Entrepreneurs' relief remains available to reduce the effective rate of capital gains tax on disposals of business assets to 10 per cent. The maximum relief, which was raised to gains of up to £2m in the first Finance Act of 2010, is to be raised further, to £5m, in respect of disposals on or after 23 June 2010.
The annual exemption for 2010–11 remains unchanged at £10,100.


BN21 Indexing individual savings account limits from 2011
As previously announced in the March 2010 Budget (BN28), the annual limits of investments into ISAs for 2011–12 onwards are to be increased annually in line with the Retail Prices Index (RPI). The new limits will be calculated by reference to the RPI for the September prior to the tax year concerned and will be rounded to a convenient multiple of 120 to assist those making monthly investments. The limits for investments into cash ISAs will remain at one-half of the overall limit.
These changes will be introduced by Statutory Instrument under existing powers.


BN22 Transitional measure deferring the effective requirement to buy an annuity to age 77
Currently, a member of a registered pension scheme must use his fund to buy an annuity by the age of 75 or become subject to strict limits on their income withdrawals. Where the member dies after that age and any of the fund is not used to pay pensions to dependants or charitable donations, it is subject to tax charges of up to 70 per cent. In addition, inheritance tax charges may arise.
It is proposed to end the requirement to purchase an annuity with effect from 2011–12 and a consultation exercise will be undertaken shortly. However, the Finance (No. 2) Act 2010 will introduce an interim measure to assist those who attain the age of 75 on or after 22 June 2010 to defer any decision on what to do with any pension savings not yet used to provide a pension. The following changes are to be introduced:
the application of the limits on income withdrawals is deferred to age 77;
immediately before age 75, members will become entitled to income withdrawal and a tax-free lump sum in respect of their remaining fund;
the charge on lump sum death benefits paid on death over the age of 75 is reduced to 35 per cent; and
the specific IHT charge will not apply.


BN23 Pensions taxation: National Employment Savings Trust
As announced in the March 2010 Budget (BN35), it is proposed to introduce legislation in a Finance Bill to be introduced after Parliament's summer recess, to allow the National Employment Savings Trust (NEST) to register with HMRC for tax purposes and be subject to the same tax rules as other tax-registered pension schemes.


BN24 Tax changes for certain trusts compensating asbestos victims
As previously announced in the March 2010 Budget (BN29), it is proposed to exempt trustees of certain trusts from capital gains tax, inheritance tax and income tax. The trusts that will benefit are those set up on or before 23 March 2010 as part of an arrangement made by a company with its creditors and specifically to pay compensation to, or in respect of, individuals with asbestos-related conditions.
The necessary legislation will be contained in a Finance Bill to be introduced after Parliament's summer recess and its effect will be backdated to 6 April 2006.


BN25 Income tax adjustments between settlors and trustees
As previously announced in the March 2010 Budget (BN30), legislation will be introduced to require settlors to pay all repayments of tax on trust income they receive to the trustees. These payments to trustees will therefore be disregarded for inheritance tax purposes. This measure will have effect for repayments relating to income tax chargeable on or after 6 April 2010 and will be contained in a Finance Bill to be introduced after Parliament's summer recess.


BN26 Income tax: special guardianship orders and residence orders
As previously announced in the March 2010 Budget (BN37), an exemption from income tax is to be introduced in respect of amounts received by special guardians and kinship carers in their capacities as such. These are individuals who care for children under special guardianship orders or residence orders respectively and the payments they receive are paid either by the childrens' parents or a local authority.
The exemption will apply from 6 April 2010 and the necessary legislation will be contained in a Finance Bill to be introduced after Parliament's summer recess.


BN27 Income tax relief for shared lives carers
As previously announced in the 2009 Pre-Budget Report (PBRN22), a new income tax relief in the form of a tax-free allowance will be introduced for qualifying shared lives carers. These are carers who provide accommodation, care and support for up to three individuals who have been placed with them under a local authority shared lives placement scheme; and share their home and family life with those individuals. Shared lives carers include adult placement carers, staying put carers and those receiving a Scottish Kinship Care Allowance.
The allowance, to be set against their earnings as carers, will be a fixed amount of £10,000 plus a weekly allowance of £200 or £250 depending upon the age of the individual in care and is to have effect from 6 April 2010. For the year 2010–11 only, carers whose earnings are more than the tax-free allowance have the option to choose the existing simplified method for calculating their profits. Thereafter, the existing simplified method will be withdrawn.
The necessary legislation will be contained in a Finance Bill to be introduced after Parliament's summer recess.

BN28 Capital gains tax: private residence relief and adult placement carers
As previously announced in the 2009 Pre-Budget Report (PBRN16), legislation will be introduced to remove a possible restriction on private residence relief (PPR). An individual who sets aside part of their house for the use of an adult in care under a local authority adult placement scheme will be able to treat that part of the property as part of their only or main residence, eligible for PPR.
This measure will have effect for disposals on or after 9 December 2009 and will be contained in a Finance Act which will be introduced after Parliament's summer recess.


BN29 Capital allowances rules for qualifying carers
The legislation relating to foster carers will be amended to ensure that it operates as intended. The amended legislation will also apply to the new income tax relief for shared lives carers.
The changes will ensure that anomalies do not arise when individuals start or cease to claim or qualify for foster-care relief or qualifying-care relief (and accordingly cease or start to claim capital allowances).
This measure will be included in a Finance Bill to be introduced as soon as possible after the summer recess and will apply to chargeable periods ending on or after the date on which that Bill receives Royal Assent.


BN30 Expenses paid to MPs
The income tax and National Insurance contributions (NIC) rules relating to MPs' expenses are to be updated. The amended rules will take effect retrospectively from 7 May 2010 and will reflect the new regime for MPs introduced under the Independent Parliamentary Standards Authority (IPSA).
Measures to be introduced in the Finance Bill 2010 will:
update ITEPA 2003, s. 292, which exempts from income tax amounts paid to MPs in respect of additional expenses incurred in staying overnight away from their only or main home for the purposes of their Parliamentary duties;
update ITEPA 2003, s. 294, which exempts from income tax amounts paid to MPs in respect of travel to certain European institutions and Parliaments;
introduce a statutory exemption for certain travel expenses paid under the IPSA scheme, to replace the existing concessionary exemption for the reimbursement of MPs' expenses in respect of Parliamentary travel;
introduce a statutory exemption for certain spouses' travel expenses paid under the IPSA scheme, to replace the concessionary exemption for the reimbursement of expenses relating to specific travel by MPs' spouses; and
introduce a new provision to exempt from tax payments under the IPSA scheme for the costs of evening meals purchased by MPs when the House of Commons is sitting late.
Regulations will be made to ensure that the NIC treatment mirrors the income tax treatment.
BN31 Seafarers' earnings deduction: EU and EEA residents


The seafarers' earnings deduction can provide 100 per cent UK tax relief where the claimant is ordinarily resident in the UK. As previously announced in the 2009 Pre-Budget Report (PBRN23), this relief is to be extended so that seafarers resident in the EU or EEA can also claim the deduction on their earnings as a seafarer where those earnings are liable to UK income tax.
The measure will have effect on and after 6 April 2011 and the necessary legislation will be contained in a Finance Bill to be introduced after Parliament's summer recess.


BN32 Landfill tax: criteria for determining material to be subject to the lower rate
The criteria for determining the lower rate of landfill tax will be published and reviewed.
HM Treasury will have regard to these criteria when listing in an Order the materials that qualify for lower-rating after 31 March 2011.


BN33 Aggregates levy: Northern Ireland credit scheme
The Northern Ireland aggregates levy credit scheme grants an 80 per cent tax credit to aggregate producers in Northern Ireland who meet certain conditions. The scheme is to be extended for a further 10 years to 1 April 2021.


BN34 Tobacco products duty: long cigarettes
From 1 January 2011, in the case of cigarettes longer than 8 cm (excluding any filter), each additional 3 cm (or part thereof) is treated as an additional cigarette. For example, a cigarette of 12 cm would be treated as three cigarettes for the purposes of tobacco products duty.


BN35 Relief for overpayments of stamp duty land tax and petroleum revenue tax
The SDLT and PRT error or mistake rules are to be amended to provide a means of reclaiming overpayments where there is no other statutory route. This will mirror changes made by the Finance Act 2009 to the rules for income tax, capital gains tax and corporation tax.
This measure was previously announced in the March 2010 Budget (BN65). It will take effect from 1 April 2011 and be included in a Finance Bill to be introduced as soon as possible after the summer recess.


BN36 Interest harmonisation for corporation tax and petroleum revenue tax
As previously announced (March 2010 Budget BN66), corporation tax and petroleum revenue tax are to brought within the harmonised interest regime introduced by the Finance Act 2009. The harmonised interest regime provides a single legislative framework for interest chargeable on late payments and payable on repayments in respect of taxes and duties administered by HMRC.
It should be noted that this will not include the rules applying to quarterly instalment payments, which will remain in force.

BN37 Review of HMRC powers, deterrents and safeguards: penalties for late filing of returns and payment of tax


As previously announced in the March 2010 Budget (BN67), a revised penalty regime will apply to taxpayers who fail to file their tax returns on time or pay their tax liabilities in full and on time for:
VAT and insurance premium tax;
aggregates levy, climate change levy and landfill tax;
air passenger duty, alcoholic liquor duties, tobacco products duty, hydrocarbon oil duties, general betting duty, pool betting duty, bingo duty, lottery duty, gaming duty and remote gaming duty; and
other excise duties.
The revised penalties will:
be introduced over a number of years;
treat late payment of tax and late-filed returns separately;
reflect the more frequent filing and paying obligations for these taxes and duties compared to direct tax;
try to encourage filing and payment by the correct dates by imposing an escalating series of penalties, depending on the number of failures within a set penalty period. Further penalties will arise if there is a prolonged delay in filing returns or paying the tax due;
include a right of appeal if the taxpayer has a reasonable excuse for the lateness; and
be avoided where taxpayers have agreed a time to pay arrangement with HMRC (as regards the late payment penalties).
The key features of the revised penalty for late filing of quarterly returns are:
£100 penalty immediately after the due date for filing (whether or not the tax has been paid);
the failure also starts a penalty period, which is set for a year;
if there are further failures within the penalty period, then the fixed penalty escalates by £100 for each of those subsequent failures, up to a maximum of £400 per failure. The penalty period is also extended to the first anniversary of the latest failure;
if any of the failures are prolonged, then additional penalties of five per cent of the tax on the relevant return are charged at six and 12 months from the date of the failure; and
if, by failing to make the return, the taxpayer is deliberately withholding information to stop HMRC from correctly assessing the liability to tax, then penalties of up to 100 per cent of the tax on the return may be chargeable.
The revised penalty for late filing of monthly returns is similar to the quarterly model above, except that the fixed penalties are £100 for the first three failures in any penalty period, £200 for the second three failures, etc., up to a maximum of £400 per failure.
The key features of the revised penalty for late quarterly payments are:
if a taxpayer first pays late, although there is no penalty, it starts a penalty period, which is set for a period of a year;
any further failures within that period attract a penalty of two per cent of the unpaid tax, as well as extending the penalty period to the first anniversary of the latest failure;
a third failure within the period attracts a penalty of three per cent, with further failures attracting a maximum of four per cent; and
if any of the failures are prolonged, then additional penalties of five per cent of the unpaid tax are charged at six and 12 months from the date of the failure.
The revised penalty for late monthly payments is similar in structure to the quarterly model above, except that, after the first failure, the tax-geared penalties are:
one per cent for the next three failures in any penalty period; and
two per cent of the next three failures, etc., up to a maximum of four per cent per failure.
Special provisions deal with circumstances where taxpayers change from a monthly to a quarterly return, or where exceptional payment obligations arise.
The necessary legislation will be contained in a Finance Bill to be introduced after Parliament's summer recess.


BN38 Review of HMRC powers, deterrents and safeguards: excise modernisation and compliance checks
The requirements for record-keeping and the time limits for assessments and claims for the purposes of excise duties on alcohol, tobacco, energy products, gambling duties and air passenger duty will be aligned shortly with the changes made in recent year to other taxes and duties.


BN39 VAT: change to zero-rating of qualifying aircraft
For supplies made on or after 1 January 2011, the definition of aircraft that can be supplied at the zero rate changes from one based on weight and usage to one based on the status of the customer. Supplies of aircraft will be zero-rated only where used by airlines operating for reward primarily on international routes. There is no change to the treatment of supplies of aircraft to State institutions.


BN40 VAT: place of supply of gas, heat and cooling
From 1 January 2011, there is a change to the application of VAT to supplies of natural gas and of heat and cooling. Under existing arrangements, gas supplied via the natural gas distribution system is treated as supplied where either a wholesale customer is established or the natural gas is consumed. UK customers registered for VAT must account for VAT on the supplies of natural gas they receive from suppliers established abroad as a reverse charge. There are currently no rules which specifically govern the application of VAT to supplies of heat and cooling.
The existing rules, which also include electricity, are to be amended so as to:
extend their scope to cover supplies in all categories of natural gas pipeline;
limit their scope to supplies involving natural gas pipelines located in the EU or linked to such pipelines; and
extend the relief from VAT at importation to all natural gas imported via a network (including liquefied natural gas by tanker).
These amended rules, which will be legislated for in a Finance Bill to be introduced after Parliament's summer recess, will be extended to apply to heat and cooling supplied through networks.


BN41 VAT: postal services
For supplies made on and after 31 January 2011, standard-rating applies to services that Royal Mail Holdings plc, the universal service provider of public postal services in the UK, is not required to make under a licence duty (such as those made by Parcelforce), and services provided on terms and conditions that have been freely negotiated. Social mail, including stamped mail, remains exempt from VAT so private individuals should largely be unaffected.
Zero-rating for passenger transport services will be updated to reflect the status of the provider of a passenger transport service made in conjunction with its postal services. Zero-rating applies to the transport of passengers by the Post Office company (i.e. Royal Mail), including any wholly-owned subsidiary of the Post Office company. The provision has only been used for rural bus services, i.e. the Postbus, that Royal Mail provides in conjunction with its postal delivery services, although it also applies to other modes of transport, such as aircraft and ships. There is no change to the scope of the zero-rating.
This measure was previously announced as BN48 of the March 2010 Budget.


BN42 VAT: Lennartz accounting: restricting application and securing revenue
From 1 January 2011, for certain specified assets, VAT cannot be recovered in respect of private use or purposes other than those of a business.
The change should ensure that VAT recovery is restricted to the business use of the asset, excluding any private use by the taxpayer or the taxpayer's staff.
The capital goods scheme will be amended to take account of changes in private use over subsequent years.
Until Vereniging Noordelijke Land-en Tuinbouw Organisatie v Staatssecretaris van Financiën (Case C-515/07) (VNLTO), some taxpayers were incorrectly permitted to use Lennartz accounting (HMRC Brief 2/2010 (22 January 2010)).
Where such taxpayers choose not to unravel these arrangements, they must continue to account for the VAT due under the arrangements. Legislation will ensure that this position is treated as having always had effect.
These changes may affect taxpayers who buy land, property, boats and aircraft which are used for both business and private purposes.
When the law ensures that there is no entitlement to any VAT recovery on the private use of directors' accommodation, the law relating to recovering VAT on directors' accommodation will be repealed.
This measure was previously announced as BN50 of the March 2010 Budget.


BN43 VAT: change of standard rate
The standard rate of VAT rises to 20 per cent from 17.5 per cent for:
any supply made on or after 4 January 2011; and
any acquisition or importation taking place on or after that date.
Changes to the thresholds for the Payment on Account scheme will be made to maintain the status quo of the scheme.


BN 44 VAT: change of standard rate: anti-forestalling legislation
Legislation will stop certain arrangements that purport to apply the 17.5 per cent standard rate of VAT to goods or services to be delivered or performed on or after 4 January 2011.
In certain circumstances, a supplementary charge to VAT of 2.5 per cent will be due on supplies on which VAT of 17.5 per cent has been declared.
Forestalling occurs when arrangements are put in place for a VAT invoice to be issued by a supplier or payment received by a supplier before the rate increase, where goods are not due to be delivered or services to be performed, until on or after the date that the rate increases to 20 per cent. The grant of a right or similar option may also be used for forestalling.
The supplementary charge to VAT applies to a supply of standard-rated goods or services where the customer cannot recover all the VAT on the supply, and one or more of the following conditions are met:
the supplier and customer are connected parties;
the value of the supply (and any related supplies made under the same scheme) exceeds £100,000. But this does not apply if the prepayment or issuing an advance VAT invoice is normal commercial practice;
the supplier or someone connected to the supplier funds a prepayment for the goods or services; or
an advance VAT invoice is issued where payment is not due in full within six months (except hire purchase invoices issued in accordance with normal commercial practice).
The supplementary charge to VAT is due on 4 January 2011 and must be accounted for on the supplier’s VAT return covering that date.
Similar provisions stop the use of the grant of standard-rated rights or similar options as an avoidance mechanism. They apply where before the rate increase the customer is granted the right to receive goods and services after the rate increase, either free or at a discount, and the customer cannot recover all the VAT on the right or option. The supplementary charge to VAT on rights and options applies if one or more of the following conditions are met:
the grantor and the customer are connected parties;
the consideration for the right or option (and any related supplies made under the same scheme) exceeds £100,000. But this does not apply if the right or option is normal commercial practice; or
the supplier or someone connected to the supplier funds the payment for the right or option.
The charge is due on the date that the option is first exercised on or after 4 January 2011.
The charge does not apply to prepaid or invoiced rentals of land, buildings or other assets, if the period concerned is a year or less, and the prepayment or the issuing of an advance invoice is normal commercial practice.
Suppliers may adjust the amount payable under contracts with customers for any supplementary charges, unless the contracts say otherwise.


BN45 VAT flat rate scheme: changes to the flat rate thresholds and percentages
From 4 January 2011, revised flat rate percentages apply to reflect the increase in the standard rate of VAT to 20 per cent.
From the same date, a person must leave the flat rate scheme if either his VAT-inclusive annual flat rate turnover exceeds £230,000 or his VAT-inclusive turnover in the next 30 days can reasonably be expected to exceed £230,000. Before 4 January 2011, both exit thresholds are £225,000.

If a user of the flat rate scheme exceeds the annual exit threshold as a result of a one-off transaction but, in the subsequent year, he expects his VAT-inclusive annual flat rate turnover to be less than £187,500, he may remain in the scheme with HMRC's agreement. Following the increase in the standard rate to 20 per cent, this threshold rises to £191,500.

 


news

Budget 2011 - 20 / 07 / 2011
1 BUSINESS TAX SUMMARY

Overall theme

Many of the changes announced on Budget Day will take some time to come through, as they are due for consultation over the summer of 2011 and for legislation in 2012. This is in line with Government’s new approach to tax policy to consult with interested parties, and particularly tax professionals, on the detail of changes to ensure that the legislation, when finalised is effective and achieves the intended aims.
Many of the changes due to commence very shortly, therefore, have been in the public domain for some time, and most were consulted on between December 2010 and March 2011. The Chancellor did announce some changes to draft legislation as a result of the outcome of consultations.

1.1 Corporation tax rates

The main rate of corporation tax will now reduce to 26% in April 2011, and not 27% as previously intended (the current rate is 28%). The reduction in the rate of corporation tax only applies to tax on profits in excess of £1.5 million in a year. The main rate of corporation tax will continue to reduce by 1% per annum after that date until the rate reaches 23% in April 2014.
The small profits rate of tax commonly paid by small companies will reduce from 21% to 20% in April 2011 as previously announced. This rate applies to companies with profits of no more than £300,000, and therefore could in reality be relevant to companies of any size; it was previously called the “small company rate”.
In consequence of these reductions, the marginal rate on profits between £300,000 and £1.5 million will also reduce, with a marginal rate of 27.5% applying to profits in that range from April 2011, rather than the current rate of 29.75%. Once the full rate of corporation tax reaches 23%, the marginal rate on profits between £300,000 and £1.5 million will be 23.75%, assuming that the small profits rate remains 20%.

The main impact for smaller businesses will be a change in the tax incentive to incorporate. At present a small business which trades as self employed (including a partnership) has a marginal rate of 28% in the basic rate band (20% income tax and 8% national insurance contributions). After April this will rise to 29% due to the increase in NIC rates. In contrast, basic rate band for the small company owner is the current 21% corporation tax which reduces to 20% in April.
We can draw up a table of the relative tax burdens, using some basic assumptions, and compare self employed status with limited company status. The following key assumptions apply to Table 1:

• In the case of self employment, the tax and NIC burden includes income tax, and Classes 2 and 4 National Insurance Contributions.
March 2011 Page 3

• In the case of the limited company, we have assumed that the profits are constant (which may not be true as additional costs may be borne by the company to meet regulatory requirements) and that profits are extracted by the sole director and shareholder by way of director’s fees of £7,072 (incurring no national insurance contributions) and the balance by way of dividend. There are no retained profits.




Table 1: Tax & NIC burden self employed to limited company 2011/12
Profit Sole trader Company Saving
£10,000 £885 £586 £ 299
£15,000 £2,335 £1,586 £ 749
£20,000 £3,785 £2,586 £1,199
£30,000 £6,685 £4,586 £2,099
£40,000 £9,585 £6,586 £2,999
£50,000 £13,463 £9,206 £4,257
£75,000 £23,963 £19,206 £4,757


So the additional tax differential of 2% on the basic rate band proves beneficial. Even when the 40% rate band is reached, the savings continue to rise, as the marginal rate for unincorporated businesses will be 42% (40% tax and 2% NIC) on profits over the basic rate limit. Where the taxpayer withdraws company profits as a higher rate taxpayer the effective rate is now only 40% (20% corporation tax and 25% of the net in dividend taxation – total 40% of the pre-tax profit). So while the tax savings used to tail off after £50,000 (witness the savings at £50,000 and £75,000 in 2010/11 above) the savings now continue to increase.
Advisers who still have clients operating as self employed and partnerships may wish to discuss the relative tax burdens with their clients to establish whether 2011 is the time to review this decision. March 2011 Page 4
Larger businesses will see the benefit of the reduced rates of corporation tax, and
So the additional tax differential of 2% on the basic rate band proves beneficial. Even when the 40% rate band is reached, the savings continue to rise, as the marginal rate for unincorporated businesses will be 42% (40% tax and 2% NIC) on profits over the basic rate limit. Where the taxpayer withdraws company profits as a higher rate taxpayer the effective rate is now only 40% (20% corporation tax and 25% of the net in dividend taxation – total 40% of the pre-tax profit). So while the tax savings used to tail off after £50,000 (witness the savings at £50,000 and £75,000 in 2010/11 above) the savings now continue to increase.
Advisers who still have clients operating as self employed and partnerships may wish to discuss the relative tax burdens with their clients to establish whether 2011 is the time to review this decision. March 2011 Page 4

Short life asset election

The legislation allowing de-pooling of short life assets has been amended to make it more widely applicable. Currently businesses can elect to keep assets in a separate pool if the asset is not expected to last for more than four years. This allows the business to claim the balance of the cost of the asset for tax purposes when it is sold. This would not otherwise be available if the asset was pooled with other assets. However, in the fifth year if the asset has not been disposed of, it is transferred back into the main pool.
Businesses will now be able to retain an asset in an individual pool for eight years rather than four years, allowing the business to claim the net cost as a tax allowance on disposal.
This could add somewhat to record keeping requirements for some businesses with a need for multiple “pools” of individual assets, but will in return generate earlier claims to capital allowances, and thus cash flow benefits for the business. Clearly businesses able to claim the Annual Investment Allowance would not seek to de-pool those items on which it has been claimed.
There has been no change to the categories of assets for which the election is not available – this includes long life assets and cars.

1.3 Research and development expenditure (R&D)

The current rate of R&D tax credit for SME businesses is 75% of the amount spent, so that a business can obtain tax relief for 175% of the amount of qualifying expenditure. The definition of SME business for these purposes is specific to the R&D regime.
The rate of relief for SMEs is to be increased from 1 April 2011 to 100%, so that a business will benefit from 200% tax relief on qualifying expenditure incurred from that date. This means that the tax system will contribute a maximum of £55 for each £100 of qualifying expenditure for businesses in the marginal corporation tax band of 27.5%. Relief at the small profits rate will be worth £40 per £100 spent.
The more generous rate available under the less widely used vaccine research relief scheme will be reduced to 20% - this relief is available in addition to R&D relief and is currently 40% of the qualifying expenditure.
There have been no changes to the rate available to large companies which is currently 30%.

In 2012 there will also be changes to the detail of the R&D scheme, by removing a limit on the payable R&D tax credit applicable to SMEs. At present, refunds are limited to the amount of PAYE and NIC paid in the period, and this limit will be abolished. This will both simplify the operation of the scheme and remove an unwelcome restriction. The requirement for claimant companies to spend at least £10,000 on R&D in a period in which they make a claim will also be removed in 2012 – it is unlikely that this presents a barrier to companies actively engaged in research and development, but is, once again, a simplifying measure.



1.4 Business Premises renovation allowance

This allowance provides 100% tax relief for expenditure bringing redundant business premises back into commercial use. The premises must have been empty for at least 12 months and be located in an assisted area (Assisted Areas Order 2007). Although this generous relief is designed to terminate in 2012, it will be renewed for a further five years.
The capital allowance is available for expenditure on bringing redundant commercial property in disadvantaged areas back into use. The allowance is 100% of the renovation expenditure (but not the purchase price) and if the claimant does not take all of the allowance in the first year an allowance of 25% on cost will be available in subsequent years.
The premises must be situated in a disadvantaged area, which is currently given by the Assisted Areas Order 2007 (plus the whole of Northern Ireland), but which may of course change as the new Enterprise zones are established.
The scheme is not available for premises refurbished by or used by the following businesses due to State Aid restrictions:

Fisheries and aquaculture

Shipbuilding

The coal industry

The steel industry

Synthetic fibres

The primary production of certain agricultural products, and

The manufacture of products which imitate or substitute for milk or milk products.

The investor may rent out the premises or occupy them for the purpose of his trade, but any disposal within 7 years will produce a balancing adjustment, likely to claw back the allowances given.

The allowance is available on qualifying expenditure which is capital expenditure incurred in connection with:

• The conversion of a qualifying building into qualifying business premises, or

• The renovation of a qualifying building if it is or will be qualifying business premises, or

• Repairs (being capital expenditure) to a qualifying building (or where the qualifying building is part of a building, then to that building) to the extent that the repairs are incidental to the renovation or conversion of a qualifying building.

The allowance of 100% is available when the expenditure is incurred, but will be clawed back if the premises do not qualify on first use. To qualify, they must be used or let for use in a trade, profession or vocation, or as offices. The building must not be used (or have been used) as a residence. Part buildings can also qualify for the allowance. Where part of the Initial allowance is disclaimed, a writing down allowance of up to 25% of the qualifying expenditure is available to claim.
No allowances are available on new construction in conjunction with the renovation, unless it merely provides access to the premises. No allowance is available for expenditure on land, or which is met by a grant.
1.4.1 Example
Minted Limited owns a redundant office building in a designated disadvantaged area, which has been unoccupied since Minted vacated the premises some 5 years ago. It is in a poor state of repair and is so old that it is difficult to let.
Minted has decided to refurbish the premises in the hope that they can be let. The company spends £420,000 converting it into smaller units for letting to businesses, all spent in the accounting period ending 31 March 2010. As of 31 March 2010 the company has secured one tenant in a finished unit, with rental income of £3,000 being received in the year. Other revenue expenses relating to the rental activity in that year are £14,000, and the company has trading profits of £350,000. It is anticipated that the net rentals for 2011 will be £130,000, and for subsequent years of the order of £200,000. Trading profits are expected to be £250,000 before tax for the foreseeable future.

Year ended 31 March 2010
£
Trading profits 350,000
Rental income 3,000
Costs (14,000)
Capital allowance claimed (39,000 )
Rental losses (50,000 )
Profits chargeable to CT 300,000 March 2011 Page 8

Year ended 31 March 2011

Trading profits 250,000
Net rental income 130,000
Capital allowance claimed (80,000 )
Rental income (net) 50,000
Profits chargeable to CT 300,000
Year ended 31 March 2012

Trading profits 250,000
Net rental income 200,000
Capital allowance claimed (105,000 )
Rental income (net) 95,000
Profits chargeable to CT 345,000
Allowances of £196,000 remain available after 2012, all of which can be sheltered at marginal rates, with a claim of £105,000 in 2013, and £91,000 in 2014.

Planning point:

Businesses looking for premises in disadvantaged areas would do well to consider this relief which will give up front tax relief at very generous rates for the cost of renovating redundant commercial premises. It is also available to businesses which let the premises once refurbished, provided the premises are in qualifying business use.

1.5 Business Rates

The small business rate relief scheme was due to end on 30 September 2011, but has now been extended for an additional year. The scheme provides eligible small business ratepayers with small business rate relief at 100 per cent on properties up to £6,000 rateable value in 2010, (rather than the previous rate of 50 per cent), and a tapering relief from 100 per cent to 0 per cent for properties up to £12,000 in rateable value. More information is available from the Business Link website.

1.6 HMRC Time to pay scheme

HMRC has confirmed through the Budget announcements that the time to pay scheme will remain available and that the Business Payment Support Service will remain in place to advise viable businesses experiencing temporary financial difficulty. However, the message is clear for those businesses wishing to return time and again to the arrangements.

This help is not an arrangement to delay the payment of tax on an ongoing basis – it is targeted at those in temporary difficulty, so advisers with clients revisiting the time to pay arrangements may find that HMRC is less than sympathetic. Businesses will need to consider refinancing options, looking at a wider menu of funding options in which to provide ongoing working capital if they are unable to meet tax liabilities as they fall due.

1.7 VAT thresholds

The VAT thresholds for both registration and de-registration will increase on 1 April 2011. The new registration threshold will be £73,000, and the deregistration threshold will rise to £71,000. (These were previously £70,000 and £68,000 respectively.) The three line account provision for self assessment returns will continue to be aligned to the VAT registration threshold and will therefore increase to £70,000 for the 2011/12 fiscal year.

1.8 IR35

The Chancellor’s announcements indicated that the potential loss of revenue is too large to contemplate doing away with the measure. Instead a package of reforms is promised to make the tax easier to administer.

The Review of Small Business Taxation by the OTS looked specifically at IR 35. The report indicated that many businesses which were potentially affected by the provisions had “managed round” the tax charge that might arise, albeit at some expense. The report’s key conclusion was probably the following statement:
“The reality of the situation is that there is probably no clear cut legislative alternative that addresses the concerns of all parties. In some places, the existing legislation is an effective deterrent to the use of intermediaries for the purpose of reducing tax liability on employment income. However, it is clear that in many other instances IR35 as it stands is not effective, either for the individuals affected or for the Exchequer.”

Alongside that conclusion, the OTS recommended two alternative policy approaches for Government, but indicated that abolition (or temporary suspension) posed a significant threat to revenue as there could be significant migration from employee status to limited company status as a result. As an alternative the OTS offered the following:
To retain the legislation but to support it with specific comments from HMRC as to the enforcement of the legislation. The principle behind this approach would be to enable those working in businesses potentially affected by IR35 to be more certain about whether the legislation affects them or not – allowing them to “self certify” their status for IR35 purposes. The OTS summarised this option as follows: “If the Government commits to integration of income tax and NICs the OTS view is that this option is a viable short term measure to moderate the problem of IR35.”

1.9 Investment incentives

There are a number of changes to EIS and VCT which are intended to stimulate the flow of funds into venture capital schemes providing funds to SME start-ups and growing businesses. Most of the changes will have effect from April 2012, and the most notable will allow an individual to invest up to £1 million in EIS in any year. The current limit is £500,000. The schemes will also be extended to allow larger business to qualify for funding of this type, and to increase the amount of funds a company can raise through these schemes.
However, from April 2011, the tax relief on offer for EIS investments will increase from the current 20% to 30%, in the hope that this will stimulate a flow of capital into the high risk market.

1.10 Entrepreneurs’ Relief

The already generous lifetime limit on Entrepreneurs’ relief has been doubled with effect from 6 April 2011.
The limit for disposals from 23 June 2010 to 5 April 2011 is £5 million, and the limit from 6 April 2011 onwards is £10 million. Those taxpayers who have made previous disposals up to or in excess of the limit can make further disposals after 6 April attracting the ER rate of 10% CGT, but previous disposals in excess of the old limit will not be revisited.
It is debateable whether this increase is justified in terms of stimulating investment in growth – it is costed at £50 million in 2012-13 rising to £100 million in 2015 – 16.

1.11 Tax Administration – online services

Businesses will see increasing use of internet only requirements from Government through the promotion of a scheme launched in late 2010 called “Digital by Default”. In particular new businesses registering with the Government will be required to use an online registration process by 2012 – 2013.
Registration for VAT will become a mandatory online process from 1 August 2012, as will notification of changes such as business address. The remaining businesses not presently required to submit VAT returns online (those registered before 1 April 2010 and with turnover of less than £100,000) will be required to file returns online and pay electronically from 1 April 2012.
There is also confirmation that the Real Time Information system (RTI) for PAYE and NIC administration will press ahead from 2012 – raising concerns from many in the tax profession that this measure is being rushed through – largely because the Government’s reforms of the benefit system depend on it.

1.12 Other tax administration points

The OTS’s recommendations for reform, and in particular the abolition of some under used tax reliefs were appreciated by Government, with some taken forward. The OTS will now be asked to study the administration of the tax system for smaller businesses and make recommendations.

1.13 NIC Holiday for new businesses

Although announced in the Budget in June 2010, the NIC holiday for new businesses, intended to act as an employment incentive has been poorly taken up, so it is worth reminding advisers of the key points. The scheme is open to businesses which register and will provide a saving of up to £5,000 in NIC for each of the first 10 employees taken on.

Qualifying businesses

The scheme is open to all businesses provided they meet the definition of “new” which start on or after 22 June 2010 and by 5 September 2013. Sole traders, partnerships and limited companies all come within the scheme, except for managed service companies. If a business caught by the IR35 rules meets the conditions, the holiday will apply only to salaries and wages actually paid, but not to the deemed salary.
Location

As the holiday is a regional incentive, it only applies to businesses whose principal place of business is in the following areas:

• Northern Ireland

• Scotland

• Wales

• East Midlands

• North East

• South West

• West Midlands

• Yorkshire and Humber

If the principal place of business is not clear, the business must carry out most of its activities within these areas, and for businesses with no obvious principal place of business the determining factor is where the administration of the business is carried on, and where any tools or equipment are stored. There is a region checker on the Government website to allow businesses to check whether they qualify. (http://www.gos.gov.uk/regionFinder)

New business?

The test of a new business is based on the activities of the business; in order to meet the test of “new” the activities now carried on in the new business must not have previously been carried on by the same persons in another business during the six months leading up to the start of this business. This test looks at “all or most” of the activities of the new business.
If the new business consists of activities, or mostly of activities resulting from the transfer of most of the activities of another business then it will not be considered new for this purpose. This test looks at whether there are similarities that may exist between the products or services, the customers, suppliers and the employees of any previous or ongoing business and the new business. There are some examples and further guidance on the new business test on HMRC’s website at

http://www.hmrc.gov.uk/thelibrary/tax-paye/nics-holiday/examples-new-business.htm

Excluded sectors

The new relief is classed as state aid for EU purposes, so certain business sectors are barred from participating. The following are excluded completely from the new scheme:

• businesses in the coal sector

• businesses in the road freight transport sector - where the aid is to be used to acquire road freight transport vehicles, and

• businesses involved in export-related activities.

However, some sectors are also restricted in the amount of state aid they can receive, and this will restrict the value of the NIC holiday to those businesses.
The affected sectors are:
Business sector State Aid limit
Road transport - those not excluded as detailed above €100,000
Agriculture €7,500
Fisheries and aquaculture €30,000


1.11 Tax Administration – online services

Businesses will see increasing use of internet only requirements from Government through the promotion of a scheme launched in late 2010 called “Digital by Default”. In particular new businesses registering with the Government will be required to use an online registration process by 2012 – 2013.
Registration for VAT will become a mandatory online process from 1 August 2012, as will notification of changes such as business address. The remaining businesses not presently required to submit VAT returns online (those registered before 1 April 2010 and with turnover of less than £100,000) will be required to file returns online and pay electronically from 1 April 2012.
There is also confirmation that the Real Time Information system (RTI) for PAYE and NIC administration will press ahead from 2012 – raising concerns from many in the tax profession that this measure is being rushed through – largely because the Government’s reforms of the benefit system depend on it.

1.12 Other tax administration points

The OTS’s recommendations for reform, and in particular the abolition of some under used tax reliefs were appreciated by Government, with some taken forward. The OTS will now be asked to study the administration of the tax system for smaller businesses and make recommendations.

1.13 NIC Holiday for new businesses

Although announced in the Budget in June 2010, the NIC holiday for new businesses, intended to act as an employment incentive has been poorly taken up, so it is worth reminding advisers of the key points. The scheme is open to businesses which register and will provide a saving of up to £5,000 in NIC for each of the first 10 employees taken on.

Qualifying businesses

The scheme is open to all businesses provided they meet the definition of “new” which start on or after 22 June 2010 and by 5 September 2013. Sole traders, partnerships and limited companies all come within the scheme, except for managed service companies. If a business caught by the IR35 rules meets the conditions, the holiday will apply only to salaries and wages actually paid, but not to the deemed salary.

Location
As the holiday is a regional incentive, it only applies to businesses whose principal place of business is in the following areas:

• Northern Ireland
• Scotland
• Wales
• East Midlands

• North West

• South West

• West Midlands

• Yorkshire and Humber

If the principal place of business is not clear, the business must carry out most of its activities within these areas, and for businesses with no obvious principal place of business the determining factor is where the administration of the business is carried on, and where any tools or equipment are stored. There is a region checker on the Government website to allow businesses to check whether they qualify. (http://www.gos.gov.uk/regionFinder)

New business?

The test of a new business is based on the activities of the business; in order to meet the test of “new” the activities now carried on in the new business must not have previously been carried on by the same persons in another business during the six months leading up to the start of this business. This test looks at “all or most” of the activities of the new business.
If the new business consists of activities, or mostly of activities resulting from the transfer of most of the activities of another business then it will not be considered new for this purpose. This test looks at whether there are similarities that may exist between the products or services, the customers, suppliers and the employees of any previous or ongoing business and the new business. There are some examples and further guidance on the new business test on HMRC’s website at
http://www.hmrc.gov.uk/thelibrary/tax-paye/nics-holiday/examples-new-business.htm

Excluded sectors

The new relief is classed as state aid for EU purposes, so certain business sectors are barred from participating. The following are excluded completely from the new scheme:

• businesses in the coal sector

• businesses in the road freight transport sector - where the aid is to be used to acquire road freight transport vehicles, and

• businesses involved in export-related activities.

However, some sectors are also restricted in the amount of state aid they can receive, and this will restrict the value of the NIC holiday to those businesses.
The affected sectors are:
Business sector State Aid limit
Road transport - those not excluded as detailed above €100,000
Agriculture €7,500
Fisheries and aquaculture €30,000

Qualifying employees

The holiday applies only for the first year that the business is in operation and to the first 10 staff engaged during that period. So if a business fails to engage 10 staff during its first year of operation, the benefit of the holiday will be limited to the staff engaged during that year – this is reckoned to be the main limitation of the scheme as many start up businesses will not engage any staff in their first year of operation. The start date of the business is taken to be the date the first employee was engaged, or the date trade started if earlier.
The first 10 employees rule must be applied in strict order, so if some of these staff members are not paid sufficient to require employer NIC’s to be paid in respect of their earnings, they still count towards the limit of 10 staff, as do employees over pension age.

Administration

Qualifying businesses must register for the scheme by completing an application form and having eligibility confirmed. However, they must first register with HMRC as an employer, as they will need to quote PAYE references in the application. Registration for the scheme is done online by using the interactive form (although there is a paper form which can be downloaded and completed, which is necessary for businesses which have a restricted state aid entitlement – see above). Registration is available from this page on the Business Link website:
http://www.businesslink.gov.uk/bdotg/action/detail?type=RESOURCES&itemId=1085811757

Once this has been confirmed, (employers should retain the confirmation email for three years – they will need it if they apply for further state aid) the employer operates an NIC holiday in respect of employer NIC contributions for the first 12 months of the employee’s employment.
Where staff are engaged at different dates, each will have a separate NIC holiday period, ending on different dates; each employee is subject to a £5,000 total limit, so the employer will need to keep a running total if high paid employees are included in the holiday scheme. (As a guide, employer contributions of £5,000 would be due on annual earnings of around £45,000 at current rates of NIC).
The holiday does not apply to employer’s NIC on benefits in kind – Class 1A NIC. To help employers calculate the NIC to be withheld, HMRC has provided an interactive form to allow calculation and recording of the amount of NIC holiday. You can download it here http://www.hmrc.gov.uk/forms/e89.pdf (PDF document).

Employers must be sure that they record the NIC’s which would otherwise have been due in the normal way, and that they pay over any tax and employee NIC due at the correct time.

2.2 Taxation of company cars

Employees and directors provided with a car for business travel, for whom the car is also available for private use pay tax based on the list price of the car and the CO2 emissions of the vehicle.
Various changes are due to commence in April 2011 and April 2012 which have been previously announced, but these are included here for completeness, and so that businesses and employees can consider their plans for business motoring. The changes are best illustrated by example, so an illustration follows.
Changes already announced: April 2011

• The upper list price limit of £80,000 will be abolished. Clearly this will represent a significant tax increase for some drivers, but the average company car driver will be unaffected by the change.

• The “Table” rates will all increase by 1% for those drivers in the range 15% to 35%, but retaining the maximum rate of 35%. So a driver presently taxed at 18% of list price will be taxed on 19% of list price from 2011/12


Example – Bill’s car

Bill replaced his company car in 2009. He gave up his Ford Mondeo, and in view of the increasing cost of company car taxation, he decided to opt for a Ford Focus. The emissions are 159 g/km and the list price was £15,967. The rate of tax in 2009 was 19% bringing the benefit in kind to £3,034.
In 2010/11 this has increased to 20% and therefore £3,193 and from April 2011 this will increase to £3,353. From April 2012 his benefit will rise to 22%, making the benefit £3,513, and from April 2013 (the latest announcement) £3,672. Overall, if Bill retains the car until it is 5 years old, his tax charge will have increased by 21%.

Julie’s car


Julie was keen to invest in a fuel efficient car through her business (a limited company), and she therefore bought a car with list price of £9,600 and an emissions rating of 118g/km. She is currently taxed at 10% of list price – a benefit of £960.

In April 2012 her benefit in kind will become 14% of list price - £1,344, and in April 2013 it will rise to 15% - £1,440. Her rise in tax charge is 50%, even though she followed the policy that she thought the Government was supporting. March 2011 Page 16
2.3 Free fuel for private motoring

Where an employee is provided with free fuel for private motoring by his employer, he is taxed at the relevant percentage (determined by CO2 emissions) of the fixed fuel benefit. This is currently £18,000, having been increased from £16,900 in April 2010 (an increase of 6.5%) which was the first increase for two years.
It has been announced that the new base figure will be £18,800, a 4.4% increase.
Company car drivers, and particularly directors of OMB’s should bear in mind that this brings the total increase since April 2008 to 11.2%, during which time fuel prices have increased by substantially more.

2.4 VAT fuel scale changes

Businesses which recover VAT on fuel must pay a scale charge to compensate for private fuel use. The scale charges have been revised from 1 May 2011 and show an increase of around 11%, although drivers at the top of the scale will see a 14% increase in their scale charge. Once again, this change is somewhat less than the increase in the price of road fuel, and businesses may wish to revisit their calculations on VAT recovery again. It is possible to change policy on VAT recovery from year to year, although HMRC does not expect to see this changed on a quarterly basis. Businesses will have to manage any change carefully to ensure the cut off is correct.

2.5 Use of a privately owned car for business

Where an employee or company director uses a privately owned car for business journeys, the employer can reimburse tax free up to a fixed amount per mile for the journey. If the employer reimburses at a lower rate (or does not reimburse at all) the employee can make a claim for Mileage allowance relief using the same rate – as a result the allowance is deducted from his taxable income for the year.
The rates for travel by car have been unchanged for a decade now, but the Budget announcements include a welcome increase in the main rate as follows:

Rates per mile
Rate to 5 April 2011 Rate from 6 April 2011
Cars and Vans: first 10,000 miles per annum 40p 45p
Subsequent miles 25p 25p
Motorcycles 24p

2.3 Free fuel for private motoring

Where an employee is provided with free fuel for private motoring by his employer, he is taxed at the relevant percentage (determined by CO2 emissions) of the fixed fuel benefit. This is currently £18,000, having been increased from £16,900 in April 2010 (an increase of 6.5%) which was the first increase for two years.

It has been announced that the new base figure will be £18,800, a 4.4% increase.
Company car drivers, and particularly directors of OMB’s should bear in mind that this brings the total increase since April 2008 to 11.2%, during which time fuel prices have increased by substantially more.

2.4 VAT fuel scale changes

Businesses which recover VAT on fuel must pay a scale charge to compensate for private fuel use. The scale charges have been revised from 1 May 2011 and show an increase of around 11%, although drivers at the top of the scale will see a 14% increase in their scale charge. Once again, this change is somewhat less than the increase in the price of road fuel, and businesses may wish to revisit their calculations on VAT recovery again. It is possible to change policy on VAT recovery from year to year, although HMRC does not expect to see this changed on a quarterly basis. Businesses will have to manage any change carefully to ensure the cut off is correct.

2.5 Use of a privately owned car for business

Where an employee or company director uses a privately owned car for business journeys, the employer can reimburse tax free up to a fixed amount per mile for the journey. If the employer reimburses at a lower rate (or does not reimburse at all) the employee can make a claim for Mileage allowance relief using the same rate – as a result the allowance is deducted from his taxable income for the year.
The rates for travel by car have been unchanged for a decade now, but the Budget announcements include a welcome increase in the main rate as follows:
Rates per mile
Rate to 5 April 2011 Rate from 6 April 2011
Cars and Vans: first 10,000 miles per annum 40p 45p
Subsequent miles 25p 25p
Motorcycles 24p 24p
Bicycles 20p 20p
Passenger rate 5p 5p


2.7 Increase in NIC rates

The National Insurance contribution rate rises proposed by Mr Darling take effect now, but the Government has taken steps to mitigate the impact on employers. To mitigate the effect of the changes, there is a significantly above inflation rise in the employer threshold for NIC from April 2011, the entry point for contributions rising by £21 above indexation. Note that the corresponding threshold for employee contributions will not increase as the above inflation rise in income tax personal allowances will produce a similar shelter for employees. This adds a small amount of complexity, as there will in future be two thresholds for NIC – the lower one applying to employee contributions and a higher amount for employer contributions. Note also that the “final” employee rate (also applying to the self employed) will increase from 1% to 2% next year; this rate currently applies on earnings and profits in excess of £844 per week.

Table: rates and limits for NIC 2011/12

2011/12 2010/11
Lower earnings limit £102 £97
Primary threshold (employee) £139 £110
Secondary threshold (employer) £136 £110
Upper Earnings Limit £817 £844
Primary main rate 12% 11%
Primary residual rate 2% 1%
Secondary rate 13.8% 13.8%

2.8 Pension changes

Although announced some time ago, the changes to pension annual and lifetime allowance rules were confirmed in the Budget. Once again, this topic is too broad for a general budget summary, but the key points are summarised below:

• The special annual allowance charge rules will cease after the current tax year (2010/11)

• The revised annual allowance for Pension Input Periods (PIPs) ending in 2011/12 will be £50,000

• The revised lifetime allowance will be £1.5 million from April 2012. Members will have to decide whether they wish to opt for a personal lifetime allowance of £1.8 million by then.


• Pension input periods which end in tax year 2011/12 but which started before 14 October 2010 are subject to transitional rules for that period only.


• Members of schemes will be permitted to carry forward unused annual allowance for up to three years, using the oldest first after extinguishing available relief in the current year. For this purpose the annual allowance will be deemed to have been £50,000 for the three years preceding the change, so members may have to re-work their calculations.


2.9 Childcare tax scheme changes from 6 April 2011

The changes were proposed by the last Government and will commence from April 2011. Those employees who join a childcare scheme after 5 April; 2011 and who are paid (including benefits in kind) in excess of £42,475 in that employment will see a reduced benefit form childcare vouchers in the future. The change does not affect employers operating workplace nurseries. These continue to be a tax free benefit without limit provided conditions are met.
Affected employees
The changes only affect employees joining schemes on or after 6 April 2011. Existing employees within a scheme can continue to benefit from marginal rate relief on their childcare support, but the change withdraws relief in excess of basic rate for new joiners.
To meet the definition of existing employees, the individuals must have submitted an application to the employer on or before 5 April 2011, and be eligible to receive tax and NIC exemption in relation to a qualifying child on that date. This means that the child must be born or placed for adoption at 5 April 2011 otherwise no tax and NIC exemption would be due.
How it works
When an employee joins a scheme on or after 6 April 2011 the employer must carry out a “Basic Earnings Assessment”. This is to establish their marginal tax rate for these purposes, and is carried out when the employee joins the scheme and annually at the start of the tax year thereafter.
This is based on the information available at the time it is carried out and remains unchanged for the balance of the tax year. The assessment is used to determine how much the tax free allowance is for the year. Records of the calculation must be made and retained for inspection, but there is no requirement to submit them to HMRC. The information used in the assessment is derived only from the current employment (irrespective of other employments held).
Compare earnings from the basic earnings assessment with the higher and additional rate thresholds, after adjusting for a personal allowance. The employer must then decide whether to continue to provide the maximum £55 per week tax free March 2011 Page 20
for employees who are higher rate taxpayers, or whether to restrict the benefit to the reduced tax free amount.
Table: tax free amounts 2011/12
Basic rate and existing members Higher rate Additional rate
Weekly £55 £28 £22
Monthly £243 £124 £97
Annual £2,915 £1,484 £1,166

If the employer provides excess childcare to the employee then the employer will need to report the amount on P11D at the end of the tax year, but if the provision is by vouchers the employer will have to account for NIC through the payroll.


INCREASE ENQUIRIES BY HMRC - 15 / 01 / 2009
POWER TO REQUEST FILES AT A SHORT NOTICE

As we all know H M Revenue and Customs are becoming far more sophisticated in their selection of Enquiry cases. We are aware of several initiatives that target trades associated with the Construction Industry.

One such project looks at accounts where all or most of the sales are received under CIS. HMRC have details of all payments and can see if purchases have been paid for by the main contractor. In most cases the answer is negative as these are provided by the main contractor. Assuming a claim has not been made in the accounts there will not be a problem.

However we have seen a number of cases that fall into two distinct categories:-

Estimated Purchases

Some accountants think they are doing their client a favour by estimating a figure for purchases. This is fine if there are some non-CIS sales and the purchase figure is consistent with those sales. If not and the case is taken up for enquiry it will be difficult to justify the claim. We all have to prepare accounts from incomplete (or non- existent) records so it is imperative that any estimated expenses can be reasonably justified.

Actual Purchases

If purchases are all provided by the main contractor then it follows that none will be need to be supplied by the subcontractor. No matter what we do some tradesmen will work for cash, claim the expenses in their accounts but omit the income. However, it sticks out like a sore thumb when comparing the CIS vouchers with the accounts. So be vigilant when letting staff loose on preparing accounts for those in the building trade. Make sure that if there are purchases these are consistent with the income.